Flexible EMIs:
Pay only for what you use:
Lower interest rates than credit cards:
| Charges Types | Charges |
|---|---|
| Overdue Interest Rate/Default Interest Rate/ Late Payment Penal Interest | 36% p.a. |
| Full prepayment charges | 0% of the outstanding amount + taxes* |
| Part prepayment charges | 0% of the outstanding amount + taxes* |
| Swap charges (Cheque/NACH) | Rs 250/- + taxes |
| Dishonour charges | Rs 450/- |
